What is Workers’ Compensation?

Workers' Compensation provides financial protection to employees who are injured or become ill due to their job, covering medical costs and lost wages, and is paid for by the employer, not the employee.

How do I file a claim for a job-related injury or illness?
Notify your Office Manager, and (if seeking medical treatment) your health care provider as soon as possible. Your employer cannot choose your health care provider for you. Your Office Manager will provide a copy of your Accident/Incident Report to Human Resources.

If you seek medical treatment, you will be asked the name of our workers’ compensation insurer; navigate to the SAIF insurer website for Worker Guide information. 

If you miss time from work, require accommodations, or seek medical treatment due to your injury, you must request an 801 form from your Office Manager to complete. If you do not want to file a claim, do not sign the 801 form. Your Office Manager will provide a copy to Human Resources.

A Guide for Workers Recently Hurt on the Job

How do I get medical treatment?
You may receive medical treatment from the health care provider of your choice, including:

–   Authorized nurse practitioners
–   Chiropractic physicians
–   Medical doctors
–   Naturopathic physicians
–   Oral surgeons
–   Osteopathic physicians
–   Physician assistants
–   Podiatric physicians
–   Other health care providers

The insurance company may enroll you in a managed care organization at any time. If it does, you will receive more information about your medical treatment options.

What if I have questions about my claim?
Contact Jessica Atherton with any questions about the claim process or need help submitting an incident report or 801 Form

Once your 801 Form is submitted to the Human Resources Department, SAIF can answer most of your questions within 2-3 business days of submission. Call SAIF at 800.285.8525 for more information.

What is Long-Term Disability (LTD) Insurance?
 

Long-term disability (LTD) insurance provides income replacement if you become unable to work due to a serious illness or injury that lasts for an extended period of time—usually beyond 90 days.

Key Features:

• Purpose:
  Replaces a portion of your income when you are medically unable to perform your job due to a non-work-related condition.

• Benefit Start (Elimination Period):
  LTD benefits usually begin after a waiting period (often 90 days), during which you may use:

  • Paid Leave Oregon Insurance (if eligible and you choose to apply)

  • Sick Leave/Sick Time

  • Other paid time off

  • Unpaid time off (FMLA/OFLA if eligible and approved)

• You can apply for Long-Term *Disability if you:

  • have a reasonable expectation that your disability will last 90 or more consecutive days

  • have been disabled for at least 90 consecutive days and are unable to return back to work due to your disability

• Benefit Duration:
  Depending on the policy, benefits may continue for several years, up to age 65, or until you recover or are no longer considered disabled. Contact The Standard for policy-specific information.

• Definition of *Disability:
  Most plans define disability as the inability to perform your regular occupation for a period (e.g., 90 days).

• Medical Review:
  You must provide medical documentation and may be required to undergo periodic evaluations.

What It’s Not:

• LTD is not workers’ compensation (which covers work-related injuries).

• It also does not cover temporary or short-term illnesses—that’s typically what short-term disability, Paid Leave Oregon, or sick leave is for.

Long Term Disability Plan Documents:

OEBB Long Term Disability Brochure

Plan 12: Classified, Confidential, & Admin

Plan 18: Licensed Employees

Physician Statement for LTD Application

TheStandard Long Term Disability Application

My Moda Dashboard

OEBB Member Page

VSP Vision

Williamette Dental