Employee Insurance

Click here to see the Insurance Cost Sheet for Licensed and Administrator Staff

Classified and Confidential Cost Sheet (clicking here downloads an interactive spreadsheet)

Health Insurance Eligibility

All Licensed and Administrative staff are eligible for full health insurance benefits and District contributions. 

Classified staff who work more than four (4) hours per day are eligible to enroll in health (medical, dental, and/or vision) insurance; contributions from the District are pro-rated based on an employee's hours per day.

District Paid Insurance Contribution (CAP)

The District provides employees eligible to enroll in insurance with a monthly contribution (CAP) toward their monthly premium expenses. Click here to see the cost sheet for Full-time, 8-hour employees (receive the full contribution amount).

Classified employees less than 8-hours but more than 4-hours receive a pro-rated contribution based on their hours per day. For example, a 6-hour employee receives 75% of the contribution as 6-hours is 75% of an 8-hour day (6/8 = 0.75). Click here to see the cost sheet for pro-rated contributions.

The monthly contribution amount can be found in the Benefits section of the appropriate Collective Bargaining Agreement (CBA) for each group: Licensed CBA | Classified CBA

Open Enrollment

Open enrollment is from August 15th - September 15th. All employees eligible for insurance are required to login to their OEBB portal each year during this time to verify their choices and/or make changes. If an employee will be opting out for the upcoming plan year, they must also submit an opt-out form and proof of other employer-sponsored group coverage to Payroll during this time.

To make changes outside of open enrollment, an employee must be experiencing a Qualifying Status Change (QSC) event. See below for more information.

Opt-Out Stipend

Employees that work 8-hours per day that can provide proof of other employer-sponsored group coverage (not OHP), are eligible to receive a financial stipend each month if they choose to 'opt-out' of medical insurance.

Classified employees that work less than 8-hours per day that can provide proof of other employer-sponsored group coverage (not OHP), become eligible to receive the opt-out stipend after they have enrolled in a medical insurance plan through the District for a full plan year (Oct 1st - Sept 30th). 

Employees must annually submit to Payroll an Opt-Out form along with their proof of other employer-sponsored group coverage each year during the Open Enrollment period (Aug 15th - Sept 15th) to continue qualifying for the stipend. The monthly stipend amount can be found in the Benefits section of the appropriate Collective Bargaining Agreement (CBA) for each group: Licensed CBA | Classified CBA

Making Changes Outside of Open Enrollment

Changes to medical insurance enrollment can only be made if an employee is experiencing a Qualifying Status Change (QSC) event: marriage, divorce, birth/adoption of a new child, loss/gain of other employer-sponsored group coverage, etc. Please review the OEBB QSC Matrix to see if you qualify to make changes outside of open enrollment. If you believe you do, please reach out to your HR Specialist for more information and the appropriate forms.

Roseburg Public Schools currently offers medical insurance to eligible employees through the Oregon Employees Benefits Board (OEBB): Moda Plan 3, Moda Plan 4, Moda Plan 5, and Moda Plan 6. 

Medical Insurance Plan Comparison Chart

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Helpful Links and Resources

• MyModa Dashboard
• Find a Care Provider
• Medication Search
• Download Digital Insurance Card
• Dependent Eligibility
• Qualified Status Change Events

Roseburg Public Schools offers dental insurance through the Oregon Employees Benefits Board (OEBB). Roseburg Public Schools currently offers the following five (5) dental plan choices to eligible employees: Delta Dental Plan 1, Delta Dental Plan 5, Delta Dental Plan 6, Delta Dental PPO Plan, and Willamette Dental

Click here to view a Dental Insurance Plan Comparison Chart

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Delta Dental

• Member Dashboard
• Find a PPO Plan Care Provider

Willamette Dental

• Location Search
• Scheduling an Appointment
  • Please note, Willamette Dental does NOT provider insurance cards to its members. Simply call 1-855-433-6825 to schedule an appointment.

Roseburg Public Schools offers vision insurance through the Oregon Employees Benefits Board (OEBB). Roseburg Public Schools currently offers the following five (5) vision plan choices to eligible employees: Moda Opal, Moda Pearl, Moda Quartz, VSP Choice Plus, and VSP Choice.

Click here to view a Vision Insurance Plan Comparison Chart

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Moda Vision (Opal, Pearl, Quartz)

• Find a Care Provider
• Download Your Digital ID Card

VSP (Choice and Choice Plus)

• Find a Care Provider
• Download Your Digital ID Card

Contact Us

If you have questions regarding your Life, AD&D, or Long Term Disability coverage, you can contact The Standard's dedicated OEBB Customer Service Department line:   866.756.8115 (TTY), from 8:00 a.m. to 5:00 p.m. or click on the photo (at left) to visit the website where you will find information about qualifications and how to apply for benefits.

 

The Standard

Optional Life Insurance Plans and Rates

2022-23 Plan Year

Age as of Each October 1st	Optional Employee Life Plans and Rates $10,000 - $500,000 Maximum Benefit Monthly Rate Per Each $10,000 of Benefit
	If employee HAS NOT used tobacco in the past 12 months	If employee HAS used tobacco in the past 12 months
Under 25	$0.150	$0.230
25 – 29	$0.170	$0.270
30 – 34	$0.190	$0.360
35 – 39	$0.270	$0.410
40 – 44	$0.380	$0.550
45 – 49	$0.580	$0.810
50 – 54	$0.880	$1.240
55 – 59	$1.650	$2.270
60 – 64	$2.520	$3.460
65 – 69	$4.860	$6.510
70 – 74	$5.660	$9.270
75+	$7.880	$10.100

 

Age as of Each October 1st	Optional Spouse Life Plans and Rates $10,000 - $500,000 Maximum Benefit Monthly Rate Per Each $10,000 of Benefit
	If spouse HAS NOT used tobacco in the past 12 months	If spouse HAS used tobacco in the past 12 months
Under 25	$0.380	$0.540
25 – 29	$0.450	$0.640
30 – 34	$0.600	$0.860
35 – 39	$0.680	$0.980
40 – 44	$0.800	$1.190
45 – 49	$1.200	$1.820
50 – 54	$1.840	$2.670
55 – 59	$3.400	$4.700
60 – 64	$5.140	$7.040
65 – 69	$9.820	$13.170
70 – 74	$11.770	$16.480
75+	$16.480	$34.830

 

Optional Child Life Plan and Rate $2,000 - $10,000 Maximum Benefit
Monthly Rate for $2,000 of Benefit	$0.100

Click logo above to access the member page, use Access code:  OEBB or call 1-866-750-1327

We Are Here to Help!
EAP benefits are available to all employees and their families at NO COST to you. The EAP offers confidential advice, support, and practical solutions to real-life issues. You can access these confidential services by calling the toll-free number and speaking with our care team, or accessing online.

Your EAP provides a wide range of work-life services to help you manage a variety of challenges:
Confidential Counseling:  Up to 6 face-to-face, video or telephonic counseling sessions for relationship and family issues, stress, anxiety, and other common challenges.
24-hour Crisis Help:  Toll-free access for you or a family member experiencing a crisis.
Online Peer Support Groups:  Online support groups for addiction recovery, anxiety, depression, frontline workers, grief and loss, parenting, and more.
Tess, AI Chat-bot:  24/7 chatbot for emotional support and check-ins to boost wellness
Financial Help:  30-days of access with a personal money coach who will work with the member toward financial wellness
by identifying financial goals, assessing current financial situation, and providing a suggested detailed action plan.
Legal Services:  One 30-minute legal consultation per each separate legal matter at no cost, 25% reduction from the
normal hourly rate if member retains attorney or mediator.
Online Legal Forms:  Create, save, print, and revise online legal forms including wills, contracts, leases, and many more.
Child & Parenting Services:  Get information and support on parenting, school issues, adoption, daycare, and other important issues for parents.
Adult & Eldercare Services:  Get assistance in finding quality information and services including transportation, meals, activities, daytime care, housing, and more.
Webinars & Trainings:  Industry experts will present monthly work-life webinars on a variety of topics.

Before You Start:

To determine your Opt-Out eligibility, please refer to your Collective Bargaining Agreement:  
Classified Staff:  Article 13
Licensed Staff:  Article 6 

If you qualify for early retirement coverage and plan to retire this plan year, do not opt out.

OEBB:  You will need to have your proof of other group medical coverage when you opt out on the OEBB website. For selections, you will need to opt out of health coverage, and if you do not wish to elect vision and/or dental, enter "decline". Keep the LTD and life coverage. The district will continue to provide you with life insurance and LTD coverage (if eligible).

The District: Click here to log into your Frontline Central Account to complete the form online.

Questions? Call Human Resources 541-440-4008.

Member Log InPharmacy benefitsFind Care: Search Provider DirectoryOEBB Member Resources Page

 

 

COBRA
Consolidated Omnibus Budget Reconciliation Act 

COBRA is guaranteed continuation of your previous OEBB coverage, administered by BenefitHelp Solutions (BHS). Regardless of your health status, COBRA law allows eligible parties losing OEBB coverage to continue that same coverage for at least 18 months.

Click here to see COBRA Medical, Dental, and Vision Rates 2023-2024

If you are enrolled in COBRA and live outside Oregon, Southwest Washington (Pacific, Wahkiakum, Cowlitz or Clark counties), or Idaho, you can find a provider or pharmacy near you.

• Montana: Health Info Net (HIN)
• Washington state, excluding Pacific, Wahkiakum, Cowlitz and Clark counties: First Choice Health Network (FCH)
• Alaska: Endeaver Providence
• All other states, excluding ID, MT, OR and WA: Private HealthCare Systems (PHCS)

On the provider search page, select the PHCS option under “Front of Card” as indicated below. You do not need to select anything on the “Back of Card” section.

This page is still under construction; Pardon the mess!

How do I know if I am eligible to enroll in insurance?

Do I have to enroll in insurance through the District? 

I enrolled in Medical, Dental, and/or Vision insurance - where is my insurance card?

I have been told I need to complete my "Open Enrollment." How do I do that?

Premiums, Deductibles, and Opt-Outs, Oh My! Help! I don't know what some (or any) of these terms mean!

How do I know if my provider is in- or out-of-network? What about if they are in the PCP360 network?

What is a Health Savings Account?

How do I make a change to my insurance outside of Open Enrollment?

Why are the insurance rates on OEBB's website different than what is deduction from my account each month?

What is the District's monthly contribution toward insurance premiums? 

Can employees get a stipend for not taking insurance (or opting out)? If so, how much is the stipend?